Auto accidents might involve complex insurance issues and these are further complicated when an accident includes an uninsured (UM) or underinsured (UIM) driver. If you are involved in an accident with an UM/UIM, we can fight for you to obtain the maximum coverage you deserve from all available sources of insurance, including your own UM/UIM coverage. We offer a free initial consultation to discuss your case. Call 877-341-2595 or contact us online to schedule one today.
What Does Uninsured/Underinsured Mean?
According to the Insurance Research Council, many, many drivers are uninsured, meaning they don’t carry any vehicle insurance to cover them in case they get into an accident. Underinsured drivers carry insurance, but their policy limits likely won’t be high enough to cover the full cost of an accident. In West Virginia, for example, drivers are required to carry only $25,000 in personal injury coverage for a single person and $50,000 for all persons injured in an accident. These amounts likely won’t cover your medical bills if you’re severely injured.
Some states require drivers to carry uninsured motorist coverage to protect themselves in the case that they’re involved in an accident with an uninsured motorist. If you were involved in an accident with an uninsured motorist, our lawyer will review your insurance policy to determine whether you have this coverage. If so, we will negotiate with your insurance carrier to ensure that you receive the maximum benefits available. It’s important to note that your insurance company cannot raise your insurance rates for filing a UM/UIM claim, as long as the accident was not your fault.
If you or a loved one was involved in a car accident with an UM or UIM, you may be eligible for compensation. Contact us today to schedule a free consultation.
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